Pet care insurance (often also referred to as vet pet insurance, pet health insurance, veterinary pet insurance and/or pet insurance), is somewhat similar to the health insurance coverage you likely have for yourself and your human family members. As with traditional health care plans, pet health insurance offers a variety of coverages and premium choices based on your needs. Learn more about the pet care insurance offered through Embrace. Coverage can even be customized for your precious furry family members.
Vet Pet Insurance Benefits
The benefits of vet pet insurance coverage vary based on your situation. The biggest benefit of pet care insurance is that it will help to offset the costs associated with a variety of veterinary treatments, including those associated with:
- Initial visits
- Follow-up visits
- Non-elective surgery
- Anesthesia
- Laboratory tests (such as blood tests)
- Diagnostic procedures (such as ultrasound scans)
- Veterinary hospital stays
- Veterinarian administered medication
- Euthanasia (humane reasons)
What seems like a “simple” broken leg can quickly turn into vet bill in excess of $2,000 or $3,000…or more. Without pet insurance coverage, would you be in a financial position to pay that vet bill?For many of us, the answer is no. With coverage available from less than $5 per month, can you afford not to look into pet insurance coverage for your dog or cat?
Perhaps the most important benefit to pet insurance is the peace of mind that in a high-stress, emotional situation (like having your dog unexpectedly hit by a car), you can focus on what is best for your pet and your family, instead of worrying about what you can afford to pay to maintain your pet’s quality of life…or even save it.
Why Consider Veterinary Pet Insurance?
Pet insurance is becoming much more popular these days due to the ever-increasing costs associated with veterinary care. Dogs and cats become injured and fall ill much the same way we do – and the costs associated with their unexpected illnesses and injuries can add up just as quickly. Pet insurance can help to lessen the financial impact of an unexpected illness or accident involving your furry family members, making the decision regarding their treatment more about what your pet needs – and less about what you can afford.
Pet insurance helps to offset the costs associated with a variety of treatments and conditions – there is even prescription drug coverage available. You have the opportunity to choose from a variety of coverages to meet your personal needs. Embrace offers the only truly customizable policy in the pet insurance industry – allowing you to choose the maximum payouts, deductibles and optional coverages that best suit your pet’s situation.
Embrace even allows you to choose different coverage for different pets – providing you with the flexibility to customize a policy that provides the best coverage for a young, healthy dog and an elderly cat on the same pet insurance policy. If only your current health insurance offered that kind of flexibility!
Who Needs Pet Care Insurance?
The short answer – everyone with a dog or cat could benefit from pet health insurance coverage of some kind. Why? Much like car insurance, homeowner’s insurance and your own health insurance, Embrace helps you offset the costs in the event that something unexpected happens to your dog or cat – like an illness or injury. While Embrace does not provide coverage for routine care (like annual check-ups, vaccinations, etc.), it provides outstanding coverage for typically higher cost events – like unexpected illnesses and injuries.
Pet insurance should be approached in much the same manner as your personal health insurance. In choosing your own health care coverage, are you doing so with the idea of covering the potentially high cost of a catastrophic event or do you choose coverage based on a need to reduce the out-of-pocket costs associated with more frequent injuries or illnesses? The same consideration should be taken in choosing the appropriate pet care coverage.
Dogs & cats can get sick anytime. Young dogs have a tendency to eat things they shouldn’t…many inside cats are notoriously unhealthy and overweight – ultimately leading to high blood pressure, diabetes and arthritis as they age. Anyone currently paying out-of-pocket veterinary expenses with no reimbursement for a diabetic cat that requires daily insulin shots can attest to the importance of pet care insurance!